Belgravia Mortgage
Property Finance Choices
We are dedicated to helping you secure the perfect funding at the most competitive rates in the shortest possible time for your home purchase, remortgage, or commercial needs.
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About Belgravia Mortgage Property Finance Choices
Welcome to Belgravia Mortgage Property Finance Choices, your reliable mortgage broker dedicated to helping you make well-informed choices regarding your property financing. Whether you are a first-time buyer, considering a remortgage, or exploring investment options, we are committed to delivering customized solutions that align with your specific financial situation.
At Belgravia Mortgage, we recognize that the mortgage landscape can be intricate and daunting. Our team of skilled and knowledgeable mortgage advisors is here to streamline the process for you. We aim to alleviate the burden of finding the ideal mortgage by providing expert advice and a broad array of services tailored to your needs.
Our focus on transparency and client satisfaction distinguishes us in the industry. As independent mortgage brokers, we collaborate with a wide range of lenders, giving you access to an extensive variety of mortgage products, including fixed-rate, variable-rate, and specialized options. With our support, you can evaluate rates, terms, and features to secure the most advantageous and appropriate deal for your circumstances.
Specialist Local Mortgage Broker
A Decision in Principle (DIP), also known as an Agreement in Principle (AIP) or Mortgage in Principle (MIP), is a document or statement provided by a mortgage lender that indicates how much they are willing to lend you based on an initial assessment of your financial situation. While it is not a guarantee that you will be approved for a mortgage, it serves several important purposes and benefits for potential homebuyers:
Get your Free Decision in Principle certificate hereRange of Lenders
Access to a whole range of lenders providing you the most competitive offers.
Dedicated Case Handler
Have just one point of contact to ensure a smooth process.
No hidden costs!
We charge a one time application fee and we sometimes receive commission from a 3rd party lender with full transparency.
Local Expert Guidance
We have been working in this local area for more than 5+ years we understand all the local market trends providing you the best service.
Mortgage Enquiry
Residential Mortgages | HMO | BTL | Refinance | Bridging Finance | Development Finance
Want to start viewing properties?
If you wish to start viewing properties you must first get a Decision in principle this is to show that you can financially afford it. Simply fill in a short 10 minute form below to have a certificate emailed to you.
We are Looking for Introducers.
We are always on the hunt for new people to refer us clients in return we offer a high referral fee which your own ability to track the applications in real time.
The Application Process
Compare and Check
Let us compare the latest mortgage deals for you over the phone, or do it yourself in real-time online using our online application portal.
Apply Online
You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply by phone or online.
Track and Complete
Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you. We will keep you updated every step of the way all the way up until completion.
Voted Belgravia's Trusted Mortgage Broker 7 Years in a row!
Our Partners
Kaye & Carey is an independent Estate Agency founded by Matthew Kaye and Adam Carey who have over fifty years of experience.
With Braant Accountants in London, you’ll get all from qualified and experienced accountants who understand your industry sector.
Whether you’re seeking to buy, sell, rent, or have your property managed, you can rest assured that you’re in capable hands with Quintessentially Estates.
Stone Survey ltd is a Private Practice regulated by The Royal Institution of Chartered Surveyors and I am a RICS Registered Valuer and I specialise in property Valuations…
Best Gapp is an independent estate agent based in Belgravia that specialises in all aspects of buying, selling,ve areas.
From day one, we have always provided more than a basic level of service. It’s a genuine interest in our clients’ businesses that has always stood us out from the rest.
Frequently Asked Questions
The shortest mortgages have terms of 2-3 years, but these tend to be rare and used in particular scenarios. At the other end of the scale, it is sometimes possible to have 40-year mortgages, but these tend to be offered to mainstream borrowers with good income looking to maximise what they can borrow, rather than the norm for high-net-worth individuals.
For high-net-worth individuals, mortgages with terms of 5 to 25 years are typical, although mortgages in the 5-to-15-year range tend to be the most usual.
An interest-only mortgage is when you effectively pay your lender the interest on the amount you borrowed, but you don’t make repayments on the principal loan amount. At term, this means you have repaid the borrower the interest you owe, but the principal remains outstanding, and you will need to repay it. Interest-only mortgages are relatively rare these days and are generally only offered to high-net-worth individuals who will easily be able to repay the principal amount at term.
Repayment mortgages are the most common type of mortgage today. Here, you will make monthly repayments to your lender, repaying both the capital and interest each month over the loan term.
A fixed-rate mortgage refers to the fact that the interest rate agreed with your lender will not change for the loan term.
With a variable-rate mortgage, the interest that you pay will reflect a specific base rate (e.g., SONIA), with a fixed percentage added on top. Your mortgage will follow the base rate, effectively rising and falling in line with any changes to the base rate over the course of the loan term.
Belgravia Mortgage Broker - Our Services
Property Finance Choices are professional mortgage brokers founded in 2022 with more than 25+ years experience across the team.
We have access to all lenders including high street banks, multinational private banks, specialist lenders and funds, private offices and high net-worth investors.
Our Core Services Are:
– Buy to Let Mortgages (for single properties, portfolios and multi-unit blocks)
– Bridging Finance (1st and 2nd charge for residential or commercial properties)
– Development Finance (for high-value single units, multi-unit blocks, commercial property including offices, hotels, retail, student accommodation and PRS)
– Developer Exit Loans (to refinance recently completed development schemes)
– Commercial Mortgages (offices, retail, hotels, restaurants, for investment or owner occupation)
– Borrowers can be personal names or Ltd company / corporate structures and UK or overseas nationals
– Our core business is in London, but we cover all of the UK and also arrange finance for European real estate
– Remortgaging finance to match your needs and achieve a better rate
– Working with HNW Individuals and Companies to acquire and source exclusive funding
We also provide advice around all forms of insurance to pay out in the event of an accident, illness, injury or death to make sure you and your family are protected against whatever life throws your way.
Blogs
What is a Dutch-style mortgage in the UK? A step-by-step guide to transforming your home financing knowledge
What is a Dutch-style mortgage in the UK? A step-by-step guide to transforming your home financing knowledge In the dynamic world of real estate, new mortgage options are constantly emerging. The Dutch-style mortgage, now making its mark in the UK, is a promising addition. So, what exactly is a Dutch-style
The Monthly Payment Breakdown on a £200k Mortgage in the UK
The Monthly Payment Breakdown on a £200k Mortgage in the UK Introduction to mortgage payments One key to buying a home is understanding how mortgage payments are calculated. When you are buying within the UK, it is all too clean to turn out to be beaten by mortgages. I will
Navigating London’s Mortgage Maze: A Complete Guide for First-time Buyers
Navigating London’s Mortgage Maze: A Complete Guide for First-time Buyers Introduction For most people, the thrill of buying your first home is like no other – but the anxiety of securing a mortgage can quickly dampen that joy. This can be even more overwhelming for many who want to make